Products

Reunion Mortgage is pleased to provide our Partners with a variety of program options to meet your “A” paper needs. Click on the links at the bottom of each column to view the complete product guideline.

General Underwriting Guidelines that apply to all products.

Product Summary Conforming Products and Programs   FHA Products and Programs   Jumbo Products and Programs   VA Products and Programs   (CA only) 3/1, 5/1 and 7/1 LIBOR ARMs 30-yr, 20-yr, 15-yr and 10-yr fixed 2/1 Buy-Down available on 30-yr fixed SFR, Warrantable Condo, PUD, 2-unit, 3-units, 4-units High rise condos okay Owner occupied, investment properties and second homes No max DTI ratio with DU approval High-balance mortgages available for 30-yr fixed and 5/1 LIBOR Click to view Conforming Limits Click here to view Reunion's maximum loan amount by County (be sure to choose “Fannie/Freddie” on the Limit Type drop-down menu) Program Guidelines: Conforming Fixed Conforming LIBOR ARMs   3/1 Treasury ARM 15- and 30-year fixed Full Doc Streamline refinance 2/1 Buy-Down available SFR, Condo, PUD, 2-unit, 3-units, 4-units HUD approved condos Owner occupied FHA Lender ID 16862-0000-5 Click here to view FHA's maximum loan amount by County (be sure to choose "FHA Forward " on the Limit Type drop-down menu) Program Guidelines: FHA Fixed and ARM   5/1 LIBOR ARM 30-year fixed Full Doc SFR, Detached Condo, PUD, 2-unit, 3-units, 4-units Fannie Mae warranted condos Owner occupied Program Guidelines: Jumbo Fixed and ARM   30-year fixed Full Doc SFR, Condo, PUD, 2-unit, 3-units, 4-units VA approved condos Owner occupied Program Guidelines: VA Fixed   10-, 15-, 20- and 30-year fixed Full Doc SFR, Condo, PUD, 2-unit, 3-units, 4-units Purchase of Fannie Mae REO properties only Verify property eligibility at www.homepath.com Owner occupied, investment properties and second homes High-balance mortgages available for 30-yr fixed No appraisal; contract sales prices sets value for loan No MI required - price adjustments apply *HomePath is a registered trademark of Fannie Mae Product Guidelines: HomePath® Mortgage   Related Guidelines ARM Disclosure Samples Condo and PUD Guidelines Disaster Policy Matrix Doc Matrix DU ARM Plan Matrix General UW Guidelines Property Tax Information Matrix RESPA Policy and Procedures Texas Refinance Policy Texas Cash-Out Conforming Fixed-Rate only Not available for all products SFR, Condo and PUD (no units and no rural property) POAs not accepted on Texas Cash-outs $130,000 minimum loan amount

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