Products

Reunion Mortgage is pleased to provide our Partners with a variety of program options to meet your “A” paper needs. Click on the links at the bottom of each column to view the complete product guideline.

General Underwriting Guidelines that apply to all products.

Product Summary

Conforming Products
and Programs
  FHA Products
and Programs
  Jumbo Products
and Programs
  VA Products
and Programs
  Reunion Direct(CA only)

3/1, 5/1 and 7/1 LIBOR ARMs
30-yr, 20-yr, 15-yr and 10-yr fixed
2/1 Buy-Down available on 30-yr fixed
SFR, Warrantable Condo, PUD, 2-unit, 3-units, 4-units
High rise condos okay
Owner occupied, investment properties and second homes
No max DTI ratio with DU approval
High-balance mortgages available for 30-yr fixed and 5/1 LIBOR
Click to view Conforming Limits
Click here to view Reunion's maximum loan amount by County (be sure to choose “Fannie/Freddie” on the Limit Type drop-down menu)

Program Guidelines:
Conforming Fixed
Conforming LIBOR ARMs

 
3/1 Treasury ARM
15- and 30-year fixed
Full Doc
Streamline refinance
2/1 Buy-Down available
SFR, Condo, PUD, 2-unit, 3-units, 4-units
HUD approved condos
Owner occupied
FHA Lender ID 16862-0000-5
Click here to view FHA's maximum loan amount by County (be sure to choose "FHA Forward " on the Limit Type drop-down menu)

Program Guidelines:
FHA Fixed and ARM

 
5/1 LIBOR ARM
30-year fixed
Full Doc
SFR, Detached Condo, PUD, 2-unit, 3-units, 4-units
Fannie Mae warranted condos
Owner occupied

Program Guidelines:
Jumbo Fixed and ARM

 
30-year fixed
Full Doc
SFR, Condo, PUD, 2-unit, 3-units, 4-units
VA approved condos
Owner occupied

Program Guidelines:
VA Fixed

 
10-, 15-, 20- and 30-year fixed
Full Doc
SFR, Condo, PUD, 2-unit, 3-units, 4-units
Purchase of Fannie Mae REO properties only
Verify property eligibility at www.homepath.com
Owner occupied, investment properties and second homes
High-balance mortgages available for 30-yr fixed
No appraisal; contract sales prices sets value for loan
No MI required - price adjustments apply
*HomePath is a registered trademark of Fannie Mae

Product Guidelines:
HomePath® Mortgage

 

Related Guidelines
ARM Disclosure Samples
Condo and PUD Guidelines
Disaster Policy Matrix
Doc Matrix
DU ARM Plan Matrix
General UW Guidelines
Property Tax Information Matrix
RESPA Policy and Procedures
Texas Refinance Policy
Texas Cash-Out
Conforming Fixed-Rate only
Not available for all products
SFR, Condo and PUD (no units and no rural property)
POAs not accepted on Texas Cash-outs
$130,000 minimum loan amount

 

  FAQs   |   Questions?