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| File |
Release Date |
| New 45-Day Lock Term for Purchases |
June 15, 2009 |
| Revised New Loan Process |
June 11, 2009 |
| Revised Broker Compensation Policy |
June 2, 2009 |
| Enhanced Loan Process |
June 2, 2009 |
| Conforming Product Changes |
May 29, 2009 |
| Revised Advance Lock Policy |
May 11, 2009 |
| DU Refi Plus Now Available |
April 28, 2009 |
| Fannie Mae DU Refi Plus and FHA Change |
April 6, 2009 |
| New Appraisal Ordering Process |
April 3, 2009 |
| General Underwriting Guideline Changes |
April 1, 2009 |
| LPMI Discontinued |
March 20, 2009 |
| FHA Product Changes |
March 19, 2009 |
| Automatic Rate Float Down |
March 19, 2009 |
| FHA Streamline Available in IL and OH |
March 11, 2009 |
| FHA Streamline Unavailable in IL and OH |
March 5, 2009 |
| New SSN Verification Form |
February 20, 2009 |
| FHA Product and General Underwriting Guideline Changes |
February 19, 2009 |
| Broker Lock Policy Updated |
January 28, 2009 |
| State Adjusters Updated |
January 22, 2009 |
| Revised Loan Level Price Adjusters |
January 20, 2009 |
| FHA Streamline Doc Types |
January 12, 2009 |
| FHA 2009 Loan Limits |
December 17, 2008 |
| Introducing New 2/1 Buy-Down Product |
December 12, 2008 |
| Conforming Fixed and ARM Product Changes |
December 9, 2008 |
| Broker Lock Policy Update |
December 8, 2008 |
| Conforming Fixed and ARM Product Changes |
November 21, 2008 |
| Reunion Closes for Veterans Day |
November 7, 2008 |
| Product Changes |
October 27, 2008 |
| Conforming Jumbo and FHA Jumbo Deadlines |
October 23, 2008 |
| Lock Policy Changes |
October 13, 2008 |
| Columbus Day Closing |
October 9, 2008 |
| FHA and General Underwriting Guidelines Updated |
October 1, 2008 |
| Lock Policy Changes |
September 24, 2008 |
| Lock Policy Changes and Discontinuation of Jumbo Products |
September 22, 2008 |
| Lock Policy and FICO Changes |
September 8, 2008 |
| New Credit Report Age Requirements |
August 27, 2008 |
| Product Changes |
August 22, 2008 |
| FHA Seller DAPs Eliminated |
August 20, 2008 |
| FHA Risk-Based Pricing |
July 14, 2008 |
| Declining Market Restrictions Relaxed |
June 10, 2008 |
| Product Changes |
May 30, 2008 |
| Declining Market Policy Changes |
May 19, 2008 |
| Introducing New Conforming Jumbo Fixed |
May 8, 2008 |
| Product Changes |
April 30, 2008 |
| Introducing New Jumbo Products |
April 16, 2008 |
| Introducing Higher FHA Loan Limits |
March 31, 2008 |
| New Appraisal Requirements |
March 25, 2008 |
| Economic Stimulus Package Implementation |
February 14, 2008 |
| Lock Policy Changes |
January 31, 2008 |
| Conforming SISA Product Eliminated |
January 31, 2008 |
| Rate Float-Down Special |
January 22, 2008 |
| Fannie Mae Moves to Risk-Based Pricing |
November 27, 2007 |
| New Conforming Products |
November 14, 2007 |
| Conforming Price Changes |
October 19, 2007 |
| Product Changes |
September 18, 2007 |
| Jumbo Product Changes |
August 27, 2007 |
| Introducing Two New Competitive Jumbo ARMs |
August 22, 2007 |
| Alt-A Product Changes |
August 14, 2007 |
| Jumbo Product Changes |
August 8, 2007 |
| Alt-A Product Changes |
August 7, 2007 |
| Flex 100 Price Enhancement |
July 11, 2007 |
| 2nd Mortgage Product Changes |
June 26, 2007 |
| Borrower Qualification for IO |
May 22, 2007 |
| Lender Paid Mortgage Insurance (LPMI) Enhancements |
May 21, 2007 |
| Jumbo Product Changes |
May 11, 2007 |
| Introducing New Loan Product Finder |
April 20, 2007 |
| Jumbo Fixed and Closed End 2nd Changes |
April 16, 2007 |
| Introducing Lender Paid MI New Rate Sheet |
April 9, 2007 |
| Option ARM and Closed End 2nd Changes |
April 2, 2007 |
| Improved Alt-A Price Adjustments |
March 28, 2007 |
| Doc Type Price Adjustment and Alt-A Changes |
March 19, 2007 |
| Price and Product Guideline Changes |
March 12, 2007 |
| Alt-A Revised Pricing Adjustments |
March 5, 2007 |
| Alt-A Fixed & ARMs Product Changes |
March 5, 2007 |
| Introducing an Enhanced Rate Sheet |
March 5, 2007 |
| Conforming and HELOC Product Changes |
February 8, 2007 |
| Conforming Fixed Price Enhancement |
January 30, 2007 |
| Alt-A Product Changes for January 2007 |
January 25, 2007 |
| Maximum CLTV on Cash-Out 2nd Loans is 90% |
January 19, 2007 |
| My Community Mortgage Seller Contributions |
January 16, 2007 |
| Product Guideline Changes |
January 2, 2007 |
| Updated Lock Policy |
December 12, 2006 |
| New Lock Centralization Process |
November 22, 2006 |
| 2nd Mortgage CLTV Update |
November 21, 2006 |
| Updates to Conforming IO Product Guidelines |
November 10, 2006 |
| Updated Product Guidelines |
November 7, 2006 |
| AUS Required for All Eligible Loans |
November 6, 2006 |
| Revised Broker Compensation Policy |
October 31, 2006 |
| New Streamlined Doc Types |
October 23, 2006 |
| Enhanced Broker Lock Policy |
October 10, 2006 |
| Enhanced Broker Compensation |
October 5, 2006 |
| Conforming Fixed Enhancements |
October 4, 2006 |
| Update of Alt-A Guidelines and New Alt-A Second Program |
September 27, 2006 |
| Enhancements to Conforming SISA |
September 19, 2006 |
| Enhancements to MTA Option ARMs |
September 6, 2006 |
| Enhancements to Closed End Seconds |
August 23, 2006 |
| ALT-A Secure Option ARM |
August 21, 2006 |
| Enhancements to Home Equity Programs |
August 8, 2006 |
| Conforming Fixed Amendments |
July 14, 2006 |
| MTA Option ARM |
July 12, 2006 |
| Broker Lock Policy Updates |
July 7, 2006 |
| Updated Jumbo Fixed and ARMs Guidelines |
June 21, 2006 |
| New My Community Mortgage Feature |
June 21, 2006 |
| ALT-A Enhancements |
May 24, 2006 |
| HELOC Admin Fee |
May 12, 2006 |
| New Jumbo Products with more Enhanced Features |
May 1, 2006 |
| Introducing P.U.P. |
April 24, 2006 |
| Enhancements to Home Equity Programs |
April 18, 2006 |
| Broker Lock Policy |
April 18, 2006 |
| SIVA Doc Type for Jumbo LIBOR ARM |
April 6, 2006 |
| Guideline Updates |
February 28, 2006 |
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